Our Services

Your Trusted Partner for All Types of Loan Solutions Across India

At NewShri Multi Solution, we provide complete financial assistance for individuals, professionals, and businesses across India.
Our goal is simple — to make your loan journey faster, easier, and completely transparent. Whether you’re looking for a personal loan, a home loan, or funds to grow your business, our team connects you with the right lending partner at the best rate.

Unsecured Business Loan 

An unsecured business loan is a loan without property or collateral.
It is useful for working capital, stock purchase, expansion, equipment and general business needs.
Banks and NBFCs approve based on:

• Bank statement

• Turnover

• CIBIL score

• ITR / GST

⭐ Main Features

• Loan amount: ₹50,000 – ₹75,00,000

• No collateral required

• Fast approval (24–72 hours)

• Simple documents

• Flexible EMI options

• Pan-India service
  
  

⭐ Eligibility

• Business type: Proprietorship / Partnership / LLP / Pvt Ltd

• Minimum business age: 1–2 years

• CIBIL score: 650+ preferred

• Age: 21–60 years

• ITR: 1–2 years (as per lender)

⭐ Documents Required

Basic KYC

• Aadhaar

• PAN

Business Proof

• GST certificate

• Shop Act / Trade license

Bank Statement

• Last 6–12 months

Income Proof

• ITR for 1–2 years (some NBFCs optional)

⭐ Why Choose Us?

• Authorised partner of leading NBFCs & Banks

• Pan-India support

• Fast loan approval

• No upfront charges

• Smooth and transparent process

⭐ FAQ

1. Do I need to give property?

No. This is a collateral-free loan.

2. How fast can I get approval?

Usually 24–72 hours, depending on documents.

3. How much loan can I get?

Up to ₹75 lakh, depending on income and profile.

4. Can I apply with low CIBIL?

Some NBFCs allow it, but 650+ is better.

Personal Loan

A personal loan is a loan you can take for any personal need.
You do not need to give any property or security.
It can be used for:

• Medical expenses

• Education

• Marriage

• Travel

• Home needs

• Emergency money

⭐ Main Features

• Loan amount: ₹25,000 to ₹40,00,000

• No collateral required

• Fast approval: 24–72 hours

• Easy documents

• Fixed EMI every month

• Pan-India service

⭐ Eligibility

• Age: 21–60 years

• Indian resident

• Minimum salary: ₹15,000 per month (varies by bank/NBFC)

• CIBIL score: 650+ preferred

• Working in private / government job / self-employed

⭐ Documents Required

KYC Documents

• Aadhaar Card

• PAN Card

Income Proof

• Salary slip (last 3 months) – for salaried

• Bank statement (last 6 months)

• ITR (1–2 years) – for self-employed

Other Documents

• Office ID or employment proof

• Photograph

⭐ Frequently Asked Questions

1. Do I need to give property for a personal loan?

No. Personal loans are completely unsecured, no property required.

2. How fast can I get the loan?

Approval may take 24–72 hours after document verification.

3. What is the minimum salary needed?

Most lenders require ₹15,000–₹20,000 monthly salary.

4. Can I get a personal loan with low CIBIL?

Some lenders allow it, but 650+ gives better approval chances.

Home Loan

A home loan is money borrowed from a bank or NBFC to buy, build, or renovate a house.

You repay the amount in EMIs over a fixed period. 

⭐ Main Features

• Loan amount: Up to ₹5 Cr or more (depending on profile)

• Long repayment tenure: 10–30 years

• Lowest interest rates compared to other loans

• EMI-based repayment

• Balance transfer option available

• Top-up loan available 

⭐ Eligibility

• Age: 21–65 years

• Salaried or Self-Employed

• Stable income source

• Minimum salary: ₹15,000

• CIBIL Score: 700+ preferred

• Property should be legally clear and approved

⭐ Documents Required

KYC Documents

• Aadhaar Card

• PAN Card

Income Proof (Salaried)

• Salary slips (last 3 months)

• Bank statement (last 6 months)

• Form 16

Income Proof (Self-Employed)

• ITR for last 2 years

• Business proof

• Bank statement (6–12 months)

Property Documents

• Sale agreement or property papers

• Builder NOC (if applicable)

• Approved plan and tax receipts

⭐ Frequently Asked Questions

1. What is the minimum CIBIL score for a home loan?

Most banks require 700+, but some NBFCs accept slightly lower scores.

2. How long can I take a home loan for?

Tenure can be 10 to 30 years.

3. Can I transfer my existing home loan?

Yes. You can do a balance transfer for a lower interest rate.

4. Do I need to show property documents?

Yes. All property documents must be legal, clear, and verified.

Loan Against Property (LAP)

A Loan Against Property (LAP) is a secured loan where you use your house, land, or commercial property as security to get funds.
You can use this money for business needs, education, medical expenses, home improvement, or any personal requirement.

It is one of the lowest-interest options because the loan is backed by your property.

⭐ Main Features of Loan Against Property

• Loans available for ₹5 lakh to ₹10 crore (varies by bank/NBFC)

• Lower interest compared to personal loan

• Long repayment tenure – up to 15 years

• You can use residential or commercial property

• Loan available for salaried and self-employed

• Part-payment and foreclosure allowed by many lenders

• You continue to own and use the property

🎯 Eligibility Criteria 

For Salaried Individuals

• Age: 21 to 60 years

• Monthly income: ₹25,000 and above

• Minimum 1–2 years job stability

• Clean CIBIL score (usually 650+)

For Self-Employed / Business Owners

• Age: 25 to 65 years

• Business vintage: Minimum 2–3 years

• Regular business income
  
  

• CIBIL score 650+

• GST, ITR, or basic turnover proof

Eligible Properties

• Residential house/flat

• Commercial shop/office

• Industrial property (some lenders

📌 Required Documents

KYC

• Aadhaar Card

• PAN Card

• Address proof

Income Documents

Salaried:

• Salary slips (last 3–6 months)

• Bank statement

• Form 16

Self-Employed:

• GST / ITR (last 1–2 years)

• Bank statement

• Business registration

Property Documents

• Sale deed

• Title documents

• Latest tax receipt

• Approved plan (if required)

💡 Who Should Take a Loan Against Property?

You can take a Loan Against Property if:

• You need a big amount of money for any purpose

• You want lower interest than a personal loan

• You want small EMI with a long repayment time

• You have a house, land, or shop in your name

• You want to use your property without selling it

Car Loan & Used Car Loan

A Used Car Loan helps you buy a second-hand car by paying in easy EMIs.
Banks and NBFCs give loans for hatchbacks, sedans, SUVs, or any pre-owned vehicle.

It is a good option if you want a car but don’t want to pay the full amount at once.

⭐ Main Features of a Used Car Loan

• Loan available for ₹1 lakh to ₹50 lakh (varies by lender)

• Flexible EMIs up to 7 years

• Quick approval with basic documents

• Loan for salaried and self-employed

• Funding up to 80%–95% of car valu

• No need to block savings — pay slowly

🎯 Eligibility Criteria 

For Salaried Individuals

• Age: 21 to 60 years

• Monthly income: ₹15,000–20,000+

• Minimum 1 year job stability

• CIBIL score 650+ preferred
  
  

For Self-Employed / Business Owners

• Age: 25 to 65 years

• Business vintage: Minimum 1–2 years

• Regular monthly income

• CIBIL 650+

📌 Required Documents

KYC

• Aadhaar Card

• PAN Card

• Address Proof

Income Documents

Salaried: Salary Slip + Bank Statement
Self-Employed: ITR/GST + Bank Statement

Vehicle Documents

• RC (Registration Certificate)

• Insurance Copy

• Seller details

• Car valuation report (by lender)
  
  

💡 Who Should Take a Used Car Loan?

• People who want a good car at a lower price

• Anyone who wants to pay slowly in EMIs

• Buyers who don’t want to use all their savings

• People needing a car for daily use, office, or family

• Self-employed users needing a car for business work

Credit Card Services

Looking for a credit card that suits your lifestyle and spending pattern?
Our advisors help you select from multiple banks to get the best card with cashback, travel, or shopping rewards.

Education & Gold Loans

Plan your child’s future or meet urgent financial needs easily.
We provide assistance in applying for education loans and gold loans with minimal documentation and quick disbursal.

Why Choose NewShri Multi Solution

• ✅ Pan-India Network – We serve clients across all major cities in India.
  
  

• ✅ All Loan Categories – Personal, Business, Home, Vehicle, and Mortgage Loans.
  
  

• ✅ Fast & Transparent Process – No hidden charges or false promises.
  
  

• ✅ Multi-Bank Partnerships – We compare offers from top lenders for your benefit.
  
  

• ✅ Free Consultation & Documentation Support – Guidance at every step.

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Ready to get started?
Connect with our loan experts today for a free consultation and find the best loan that fits your needs.

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